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      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
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      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/90287dc7-c8e5-4d12-943d-096bd2f8e5ce/Planning+Commentary+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1760989163861-X55FMSZ1X7A034G9OEY9/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
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    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2cfc13e4-1b6c-4c7d-9ea8-6f0126a50f2f/Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d40633e4-49f8-46cd-82ea-6396387bde92/JPM+GTTM+by+concentration+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6d19dda5-939a-4582-a169-6d0e9a822ec9/JPM+GTTM+by+Decade.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/89d27b6f-a5ec-4892-8956-11070749704f/BAC%2C+C%2C+AIG.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1760989163861-X55FMSZ1X7A034G9OEY9/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8f27423e-b71e-4d1c-a687-b6a7cf262243/National+Debt.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8eb9f456-de7b-437d-82f2-e0c1048f9e4e/Bankruptcies.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/50a9743d-6665-4787-9033-51500cadc09f/YEET.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b59d1ca8-5041-41bd-a92d-a0ba0d1b16aa/Leverage.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/07445c6e-364c-448e-9899-c611b477eb38/QQQ+monthly.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3c7f19bf-2efb-49b0-8353-a087560cc2db/Hindenburg.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/eed0a1d2-9ff6-480c-90cc-21c187d93abb/Fear+and+greed.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/10/7/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7248d194-8897-4eef-9d7e-d3586e45e9f4/Unemployment+for+20-24.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/96014852-16d9-4ee8-8099-6c35e6f30c97/Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7b5c32c8-7c6a-40a8-8ad7-cd47e0385958/Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6d766fb9-c93b-4e62-9979-92a4cde72416/FP+Commentary.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/42f41838-fdb4-4d73-b75e-879567357536/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/faa512ec-060a-4e16-9feb-e009e09eb555/CPI+-+Core.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/17eb2e2f-44aa-4d39-822c-3dfe98dbf8dd/Estimated+CPI+data.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/78d644df-03f9-4e03-b08a-c9c447a7a183/Fed+funds+vs.+10+year.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ee8513ee-4af9-4140-8910-d606ae1faecd/National+Debt.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/251ca224-cfba-43dc-9ebb-c3d67ff598ff/Fed+funds+%26+recessions+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Shaded red areas are official recessions. Notice how the Fed Fund Rate begins falling before they begin.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4b27cc28-9082-49c3-8b22-81bc15cfc370/Credit+Card+Debt.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/082e5986-49be-42a0-a987-64dda034fe6c/Credit+Card+Interest+Rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/33abd865-3c48-436c-a6c7-289b0aab1a3a/Google+Trends.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bb561d2b-2535-4ade-a118-4cf9e6e08a2e/Nasdaq+dot-com+era.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d2c0e03f-5940-45ed-b4a4-0e9a52526fe3/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fa9291cd-b057-45a8-b2f4-d728749e34fd/Shutdown+Babylon+Bee.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Source: The Babylon Bee</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/27bc6264-7276-41c2-88c7-d0552b31651d/Shutdown.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Source: Porter &amp; Co.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/9/9/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/41d13ed1-299c-4c11-a3f1-85284381dfb1/Me+and+Bull+Market.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/336a8bae-8be4-496c-a3c2-c683a0796b9a/Ronin.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Screenshot from Ronin (Frankenheimer, 1998)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/561f5cb5-ac9b-4a7f-8b50-6bddb6ec5509/Screenshot+2025-09-09+154421.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0d19cb78-b4ea-42ad-9186-e158bda898b9/Screenshot+2025-09-09+155907.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3c9f4ebc-0be4-49fc-9a60-a5dc708932a5/Screenshot+2025-09-09+154745.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/daa23a94-1061-410d-93b7-9d2e9b3e2ed3/Screenshot+2025-09-09+154907.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e4b584eb-0626-4398-96ca-7b7d5c9cd1a7/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/984cc639-9fc5-44b2-b440-142891d8e6ee/Planning+Commentary+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a3bf1676-a0fa-47ec-8964-8a28b356448b/Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e79c3c0c-c3eb-4548-af9d-d6f525d4299b/Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0d055932-9243-40ff-955f-2a4c52c59487/GOLD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/50c83d97-c618-4d05-9fe4-97f6dbcdc621/SPY+Technicals.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a103de10-e60e-45b2-958d-6eb60d013153/Buffett+Indicator.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e06b0c97-cd9d-4a8d-933f-0f76072825fd/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/8/11/market-commentary</loc>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/39c270b5-0450-48f6-b931-a0ffd42d8fef/Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9e725f67-277e-4080-934e-99c2b92ad5bc/Performanec+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/df92c566-cf53-4512-a092-58912a617ad4/Gold+v+S%26P+v+NDX.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4ac9469a-08e6-4d6f-ab39-dfea70a50abf/Gold+Price.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6541c88e-e828-4496-bb56-26cacf170aba/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/68c66495-9510-47eb-9e3a-78144fd78ab7/S%26P+500+TA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f8824d2f-2526-4153-908d-19d5bc6f72c5/Fib+meme.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/91023c51-0bbb-47da-9c2b-10ec3cd1d937/Continuing+Claims.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fda0eec5-09eb-4209-80cd-490928990662/10yr+yield.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7da9bd24-8639-4e5f-b953-8d9da0c7239f/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/054b1ab5-71f1-43e1-abdb-441bbd1ffa28/Vanguard+MSTR.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/7/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Port Huron, Michigan | July 4th, 2025 | Happy Birthday America!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5587c6ee-2f4d-4bbc-83c7-ba76493f5402/wrestle-mania-audience.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/895ff6a4-2e7b-4603-b95a-8cb3ae5a9afe/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a03009be-4089-4cb3-829c-c720cef93e2c/Index+Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fc31dfb0-e95f-4917-82ba-9826bbfc92c7/Index+Performane+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b717a47f-5bc5-4fef-8fe3-972bdd4b0524/Index+Valuation.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c98ae12a-8851-4eee-a6e4-7d18b6232538/Buffett+Indicator.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c1c5ec53-9e6d-4d45-9fbe-99793f1aa17e/Dollar+Index.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cd178d75-3fc0-44c2-90c6-512b4e9d5bb6/US+Debt+Clock.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/403fb45f-b1c5-499d-ac75-df0fffdd86a3/GDP+%28updated%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/69039da8-f0b5-493e-baa1-4ac809f5571a/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a9df7f8f-3202-4942-82e4-402959523fe0/PCE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/31e131d0-866b-48cb-83e0-03119badda71/Continuing+Claims.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bbe39452-b484-4050-b5a9-c03b1aaa992e/JPM+Fwd+PE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5393f9d3-63e0-4977-961c-91539137dfd9/JPM+PE+and+Equity+Returns.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a430302f-c6b6-4454-a0b4-d3726e4c65d7/JPM+Top+10.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/17bb2aa9-4178-4b24-b821-7d4b7b8d7313/JPM+Tariff+Rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/6/7/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e3edfd57-ad08-4185-9766-81918de31c01/Trump+V+Musk.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f17a9a6d-e6a4-4f95-9a31-8f5dc7dfc561/Index+Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fe5fec49-14d2-4594-b731-629e126b246f/Index+Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1f555d24-6d75-4664-8264-2ed8b18f5c64/Top+25+Market+Cap.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/05d01f1e-5d2c-46b4-8b93-78de18ae6733/NVDA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6ae8c955-3dbf-4190-828a-d07251f2ebcf/NVDA+v+SPX+v+NDX.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/985410f1-12b8-498f-a924-d5ab8435668d/M2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2f23bef3-b4f9-4348-a9d0-4ae0c4c21bd5/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0906dfee-6ec9-4f17-a416-85dd01cd4562/PCE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/229f004b-2d46-44d1-a787-e16d4eb59a68/GDP.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/db2a36eb-1a1d-467a-98fb-f1684457b813/Shipping+from+China+to+US.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1e3e3486-c203-4755-be59-ef62c48c5c22/Quads.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/775dcfb5-f7d4-4b0d-9254-00ffa20c84f8/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0aaa9c18-a93d-4c44-96a1-b634f4b8cf93/Tariff+Timeline.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Sorry, I know this is hard to read… but I find it fascinating, and instructive. I will see if I can figure out a way to make it more readable going forward as I suspect we are not done with the tariff drama.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c5585d3d-6f3e-4a2a-a638-f059ae83ddb4/Tariff+Rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Yes, this really goes back to 1900!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2090147c-933b-497c-aa34-37b627be823d/SP500+technical+analysis.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6fdbbcbb-96c1-41b6-a295-13a6139262b6/BBG+screen.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2025/5/7/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8b1605b6-35e3-4dce-8193-76ed5bf2a5de/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1f5058c1-d608-4a05-a857-0687267db954/UofM+Inflation.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9dbfe74f-ef8e-4596-97e9-d87955f55e89/GDP.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/646d25ce-cecf-4863-8406-9292b958a5b7/SPY+TA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1e3e3486-c203-4755-be59-ef62c48c5c22/Quads.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7c4fb872-2940-436b-82f6-106ec13ef4b1/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6fe89bee-fbc2-4e51-8742-fe5a72f08da5/Index+Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Year-to-date index performance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/541d3ba0-c3c9-494c-bdb4-b0de14033240/Index+Performance+MTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>April index performance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1aceb87f-4af3-4acf-9974-fac53f1989ca/Buffett+Indicator+BBG.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3ee1e188-8e7d-48e0-9e6a-37f6a9c900ec/Buffett+Indicator+net.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/79234a3a-0e54-4c93-99b1-db67134c45df/ice-man-topgun.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>RIP Val Kilmer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b536fb2c-3d7c-4a80-a5bc-0d420bc73f99/Index+Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/36c1b9f1-d90c-4470-8a65-edc8c2164519/Index+Performance+March.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2a5b2047-38c3-4050-b6bc-6d5b970d24e8/Planning+Commentary+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Don’t forget to check out and subscribe to our monthly financial planning commentary written by Ken Armstrong, CFP®, RICP®, ChFC®, CLU®, CASL®, CLTC and Kyle Lottman, CFA, CMT, CPA.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f5d30eaa-b38c-499c-b032-60ce81dd8ad2/PE+Chart.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f770aad5-b3fb-4e9a-b0ab-c8a1c7dbdafd/PS+Chart.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fdacc39c-acfc-404f-9850-b5f00f07a6fd/SPY+Technical+Analysis.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ff0892e9-2fc5-42d5-8581-707b324c84ff/planning+commentary.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Don’t forget to check out and subscribe to our monthly financial planning commentary written by Ken Armstrong, CFP®, RICP®, ChFC®, CLU®, CASL®, CLTC and Kyle Lottman, CFA, CMT, CPA.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cbdee727-c0b8-472b-8bd5-70c510ceeef3/YTD+Performance.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/10815262-0950-4dd6-b92c-d923ba8c465c/MTD+Performance.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cf461d03-f6e3-43a3-a266-fdc29bb1fe72/NVDA+share+price.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5e33ea3c-5a4a-4764-bf8a-d40baec4dd2d/TSLA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/59e1fbd3-8daf-4970-8ced-ff7ae43f3e47/Fartcoin.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/837bf384-7d01-4ac8-b793-1e4f6028fd86/Hedgeye+Quads.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5442aa33-8e40-419f-9bf3-2f810cc95704/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/16da13ba-8f08-4fb3-bae5-71de1892adfe/PCE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4557b468-78e3-46e1-843c-1b1e5b4b0e0e/GDPNow.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/09669cad-5ae4-4a75-b8a3-2b4f69247d24/UofM+Inflation+Expectations.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d0f1aed9-98c2-47a6-b690-ef6a6e0bef1d/Average+Tariff+Rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e8d64ef0-fa5a-453b-a296-6cb30c1ff88c/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/96a79382-54c3-47b5-8b2a-64af5982ef93/Gold+vs+SP+vs+Nas.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f8136005-2a55-4a88-93be-a8b2c3c1d906/Gold+price+vs+shares+out+for+insert.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4e7bbe52-35ff-4c05-a44b-b399b87648fb/SP+Technicals+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7efb38eb-df5c-49fb-b53c-9cc0da3c1335/Index+Performance.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0a2801b3-dbe8-46c1-af07-a835cb0c150e/Gold+vs+SP+and+NASDAQ+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6acd8d47-c8a0-444c-abdc-cc0b79905b0a/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/743c899f-cada-413a-b942-b409bd891d34/PCE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f3e476c8-65dc-4ca8-8a53-1bfb47f7ca35/CPI+now+vs+70s.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/999f2bd1-cff2-47f5-aaa6-ea9d1b70d7f8/GDP.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/04cc3e9e-8cdc-49f6-b48c-47d385a67c50/GIP+Quads.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b79c9bcc-1c42-4722-a0df-916764c104de/M2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/15b601e6-c844-4d98-8775-13a83879628d/Fed+Balance+Sheet.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1f0ed639-9126-4fc5-819e-3eb2662c5a28/National+Debt.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a3e1eeae-3f0f-416b-af67-e233d833cb2e/riiight.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4dc6515b-4382-4f2c-9e70-689ef083c255/EMC+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e7fdd207-6622-4566-9ef9-a29a1bdce803/Satya.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Milton from the movie, “Office Space.”</image:caption>
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    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>(Click Imagine to Enlarge)</image:caption>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/01abe6e1-552d-47d8-a875-c2255b29e5bc/CPI.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>(Click Imagine to Enlarge)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0b9f37a6-3b29-46f4-bed9-6ce6aa8400b1/2-yr+rates.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5ea8ceb9-6cb7-41e5-af5f-7e7f204eee66/10-yr+rates.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/598d826e-2d9f-4425-abda-1d3a053e18e4/M2.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fa8906f6-ed6f-4fb1-a66e-594b57736c19/Unemployment+Rate.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/21ea3b21-ba24-4fe7-9e70-e022df669e95/US+Debt+Maturity+Schedule.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/40b57dd5-062c-4072-9495-b623e606eee2/SPX+PE+at+first+rate+cut.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>(Click Imagine to Enlarge)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e33e82a1-8e40-44c5-92b4-e4ad0047cbbf/SPX.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8dff7d73-28a8-433b-9d84-aa98d9ab5ecf/EMC.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4b45fe1b-38d6-47e6-8a4e-37b199e02cfa/Gold+vs.+Stocks+2024.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d1c9aa53-4212-47dc-8fcc-a5fac622ad51/National+Debt+by+Year-Pres.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0fa36cfd-1b6b-405c-be4b-5c77d573e812/Shanghai+Shipping.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0257ce50-f61a-4812-b8f1-ca2fcfe2d38d/EMC.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/52955e4a-b2ad-48e0-bfa3-30bef5b3e1af/SPX+vs+Fed+Funds.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/12925020-f3f6-46ca-89ce-3fca502687ec/Screenshot+2024-09-12+151147.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ed893b8d-52a7-4689-bb4e-8b768a305ac0/Screenshot+2024-09-12+185242.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/52307656-0dc6-4c81-beb3-abef724dfc45/Index+Performance+YTD.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2f0df819-a8d6-4b18-99b3-8ca740c20053/Index+Performance+August.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cde2aa1f-e7ca-4c92-acce-1f7623cbf9db/SPX+Technicals.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a596a69e-f706-4da0-807c-cb2633dcfe37/Screenshot+2024-09-12+185819.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/8/12/market-commentary</loc>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1723504911681-NEAWIM7IIIXC1J8UME5T/IMG_4394.JPEG</image:loc>
      <image:title>Market Commentary - Market Commentary - Max hates camping</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1723504911633-1TKQS2TF7RIECJ78ILGU/IMG_4401.JPEG</image:loc>
      <image:title>Market Commentary - Market Commentary - Chas, Chanelle and Me</image:title>
      <image:caption>At Cloudland Canyon State Park in Georgia</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1723504913218-05TSKPA6ZCWBLH90J6TO/IMG_4403.JPEG</image:loc>
      <image:title>Market Commentary - Market Commentary - Cloudland Canyon State Park, Georgia</image:title>
      <image:caption>Who knew?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/66923e8b-cc75-4799-a356-262970f66ddd/Elevate+Market+Chat+Podcast+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6709dbc5-1012-4c66-bd13-e1807309c9ca/Screenshot+2024-08-12+184915.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0eae50c2-cb8f-4ee8-a14d-f58b3614b30a/Screenshot+2024-08-12+175718.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6d274b83-d85c-4c73-a2e1-ed1398375aa5/Screenshot+2024-08-12+184510.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/62794479-e514-4681-afcf-2623798c8285/Screenshot+2024-08-12+190002.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c461e494-69e0-425c-a412-b514466b8432/Screenshot+2024-08-12+184856.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5f427dcb-1d35-47cf-aa43-a7580e680aa6/Screenshot+2024-08-12+191628.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Fed statement from July 31 vs. prior statement.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/950bb678-9288-4f97-896a-4c111ccea5ac/Screenshot+2024-08-12+185732.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/38c79cff-f3b8-4795-8be5-9267c3924d6e/Screenshot+2024-08-12+174258.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/94a5dab0-3096-4684-bde2-bf6c8a35d887/Screenshot+2024-08-12+191337.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9cf2fd36-9676-47ac-8997-4c9cdaa0863e/thisisfine.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f8735da5-89f0-4fad-af0a-25f0ea35a30e/Screenshot+2024-07-22+073938.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d94a1e6f-3f16-457e-9920-35a3a55f8a7c/Screenshot+2024-08-12+185044.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/7/15</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/dd4eafce-581d-47e1-b333-5f940ce06051/Screenshot+2024-07-15+145848.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Tom representing the USA in Algarve, Portugal on 4th of July.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0eebba28-e4a2-45df-ac7f-62b495b26077/Rocks.JPEG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>12 cubic yards of granite…</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f7c73ebf-1c28-4c39-bf5d-d4c4e977821a/June+Returns.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ddb31b04-0f78-4e9f-aa85-4ea5a7e045fb/YTD+Returns+%28adjusted%29+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/857bc42b-3cf5-48b5-a43e-4d5ab0418b0d/10+Largest+Companies.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fcc762f6-9d38-42cf-897e-e4101f004b3d/Hussman1.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Source: Hussman Strategic Advisors</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/66923e8b-cc75-4799-a356-262970f66ddd/Elevate+Market+Chat+Podcast+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/6/12/market-commentary</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2a1d4a44-1309-4c56-9dc2-8622dd1c3f40/YTD+return+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ca9e9477-4ad0-4a9c-a75e-e008d191c31f/Gold+ETFs.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c32913a2-d734-4c1d-921f-cf4723a61152/central+banks.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/43c8d3c5-d3aa-43b1-b920-3d12799bcbe1/Turkey.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/66923e8b-cc75-4799-a356-262970f66ddd/Elevate+Market+Chat+Podcast+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/df9f5670-07da-45b2-bab0-346961f17e76/Grid.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/26352d54-b601-41d1-8b68-4c54b405a956/Indices+.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7529bb8c-e102-4a93-bb3f-e88383069d42/through+may.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/beae409e-cf4e-4788-9622-f306935ad3b2/Bonds.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d7fffab9-76ce-48f3-9b6d-421fc7f1d90d/CPI.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/5/9</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/13b18542-e887-4fed-8134-d266a6522bbb/April+Performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/59254c72-daf3-4223-bc1d-ff3a84d13639/YTD+Performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5849ccbc-4784-4c57-a65b-eb4e40e3fda6/inflation.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ed58a5f4-e018-4a07-a4ee-68691e61701c/Hedgeye+CPI+Projections.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0cce79da-6ab2-482e-b682-cca3619b9a11/shadowstatsinflation.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4c9d52ee-e911-4e54-b444-01e9e820ea86/gdp1q24-adv-chart-hp.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/737b41ac-53af-4d89-98fb-fc3119f276a2/Elevate+Market+Chat+Podcast+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/aa935a9c-9f4e-4bdb-9476-847260eaf8d4/tesla.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/89cdb712-b388-43fd-ac41-77eaa4cc8e23/Hussman.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/4/8/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6644e5f7-c837-495c-a7fc-5b7d22ee552e/US_Inflation_Rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/737b41ac-53af-4d89-98fb-fc3119f276a2/Elevate+Market+Chat+Podcast+Cover.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/19cf221b-0975-4774-b4f8-ae1f3a66c713/Fed+Funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/942886ab-621e-467a-9ff4-f92a54e53c5b/10%27s+minus+2%27s.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e368b01f-2b63-4772-a4ca-e5ec272e6f2e/10%27s+minus+2%27s+max.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/dbaf0293-482b-4014-8316-af1d483ba294/79-83+1.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3c97943e-725e-47a6-a19a-0b3e6fbbaa40/79-83+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bdb5927d-ada1-4358-abe9-623c662cbf08/Q1+24+performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3a172492-26f4-4cac-90bf-806a360f076e/Q1+24+second+half+performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/441be8b0-e2d2-46ae-8f12-f948582a9e8b/CC+Delinquency+Rates.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/3/9</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/445a01f7-922a-4e47-98b7-9842e127b57f/Supercore+Inflation.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d70742ae-9ba6-4c2a-8d21-68b1459fbfb0/Inflation.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Apparently this is what “falling” inflation looks like…</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d5a948f2-36f4-44b8-bd9f-ed7827296529/Concentration+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The number of stocks in the S&amp;P 500 that are outperforming the index itself is near the all-time low - not seen since the peak of the dotcom bubble… Nothing to see here.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8a4886b7-ab9d-417e-b182-8b1ff916a12f/NVDA.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Looks like Nvidia's (admittedly extremely high and awesome) revenue  growth rates could be starting to roll over ... rate of change matters.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2be7e888-c3e8-46f9-a82a-b9bfa709d183/Mag7+Components.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Not all of the Magnificent Seven (Mag7) stocks are created equal… plenty more on this below.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3e7c6a39-8d28-453a-af1f-d5f6e2653d5a/Famous+Four.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b2d7d670-cf0b-424a-b864-6919888ca55d/Bitcoin.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/700e0157-6fdf-47c3-be7f-293723c59077/Concentration.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b3fe897b-ceac-42e4-a028-2325fe1fd8a9/image+%281%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Elevate Market Chat is now available as an audio only podcast and you can find it where ever you listen to Podcasts, including Apple and Spotify. You can also still find it on YouTube. Please subscribe and send us feedback, questions, comments and criticisms!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/59674f50-d3b2-430a-b9f1-df8f53a09b6d/S%26P+500+EW+Mag7.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bc0c3c2f-8a0b-4654-9566-35ee035e81dd/S%26P+500+Mag7+Top+10.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a9663363-5f3d-473e-ac4b-dbdf2582a273/NYCB.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/41f121dd-d9ef-49e6-9591-37f2955745ca/Unemployment+rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/2/14/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8bdf947c-036d-459d-b6c1-42980cb1ffb1/IMG_3688.jpeg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Racing some fast go karts!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7f905e99-7a8e-4d37-8368-f6d5b5b7876a/IMG_3719.jpeg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Indoor skydiving… I couldn’t particiapte due to some old hockey injuries to my shoulders. ☹</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8d11494c-329d-45b3-954f-344ede109287/TSLA.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Tesla stock is actually down almost 11% over the past year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6ed8d909-a49c-4750-866e-0f2a4b49b68c/Mag7+SPX+SPW.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c16e5ad4-3cb6-4889-bcf9-409450205664/i+want+it+now.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/eae009de-f6de-4fbe-999d-92a69ae42697/S%26P+500+Returns.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4b612f34-0ba6-407b-b5a6-c30c761508eb/RTY.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/34f6a536-8285-4ea7-8f53-d737ee69bfc8/Small+Bank+V.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c89411d2-9209-4e01-b276-df5fae962610/signature.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2024/1/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9b5cd150-d790-4f04-b857-0b0519fa32fe/S%26P+500+vs.+Fed+Funds+Rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9a462959-565a-4b19-b827-7c6b40f5fead/USDEBT+CLOCK.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ecd02764-1109-4542-b3c3-f4b223e4d93c/Fed+balance+sheet.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/53bde160-fc2e-47cb-96ae-3db93893f3b6/Inflation.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3152cc63-11e2-4567-bce2-6b1b4bd0ca16/Credit+Card+balance+and+interest+rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>People are carrying higher and higher credit card balances despite interest rates on those balances having never been higher.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bc77016d-c5b5-4213-8e2e-026c24d7d751/Personal+Interest+Payments.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The combination above (all time high balances and all time high interest rates) leads to personal interest payments having never been higher, at a mind boggling $571.4 billion per year!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1e8d7050-6436-4b2a-972a-8e91811b10ad/30day+delinquency+rates.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>More and more people are falling 30 days behind on their credit card and auto loan payments.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d6518588-da45-450c-a95f-44b35d34ec71/Soft+Landing.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Fun Fact: The term "soft landing" is borrowed by economists from the space industry.. it originates from our attempts to "land softly" on the moon. And to date, we have successfully landed (people and spacecraft) on the moon more times than bankers have pulled it off with the economy here on Earth... like, by A LOT too. Only once in 1994 did the bank(st)ers pull it off. Anyway, spikes in Google searches for the term “soft landing” tend to immediately precede drops in the stock market - and you guessed it, we are in the midst of the largest spike ever right now.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7e63efc9-6f84-485b-83af-8c86a62e5887/CBS+poll.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>I thought these answers to a recent CBS Poll were interesting…</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9d0a9308-dcbe-487d-a7d9-aaf119ec18fb/Hedgeye.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Might as well get a laugh out of it!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/12/11</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0854bdb5-7f90-4cb4-b346-e8720a0f1491/buffett+cash.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9c851c8e-5c96-41e2-b005-0bbd2ba6612b/ndx+to+rty.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a0b2fef4-7f39-4746-89bc-aa9db2ee6979/m2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c351e67b-45db-4259-b15c-b7b98e23085f/National+Debt.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/058cb76d-ae37-4dcf-b98d-11a74ea0e884/debt+as+percent+of+gdp.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ac0842a6-4124-46ed-91ad-2ae7d3aef03b/National+interest.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e788e324-7f1c-442a-922e-42b37279c218/foreign+holdings+of+national+debt.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4fdef4bf-f737-4128-b144-b469fa4c9c6b/full+market+cycle.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/37a0f8e1-4e7a-490c-80c0-eb1bdb569367/Burry.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Photo Credit: magicalquote.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f7f745aa-a95f-44de-9b59-b707f2f84ff1/google+trends+give+car+back.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>More people are searching for “give car back” on Google than ever before… this is on top of last months Google Trends chart on the term “cant pay credit card.”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/49338a63-428c-4ce2-ad42-c2a384b7bd37/2k+expense.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Speaks for itself… nothing to add.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9582759a-303a-4b75-bae2-c749de53e828/Smart+Money.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9fc99723-ff6e-403e-8d22-6d26f577225e/Hedgeye.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/11/9/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8a15a921-5e85-4665-a8a2-233dac5aa566/Porter+%26+Co+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: Porter &amp; Co.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fb60feb5-4d32-4b8e-a62b-62d74c5dd3f5/Porter+%26+Co+3.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: Porter &amp; Co.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5c77fa29-72f7-4564-991a-a46b59db019b/3yr+moving+average.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - 3-year Moving Average</image:title>
      <image:caption>As you can see in this chart, there have been at least a few times when the S&amp;P 500 dropped below its 3-year moving average and that was just the beginning… with much bigger losses to follow. We just hit that level.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/df2562f3-62c3-462d-8622-25a3d99eb56d/CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Inflation isn’t falling…</image:title>
      <image:caption>Inflation (CPI) was reported last month at 3.7% for the second month in a row. Sure, 3.7% is better than 9%, but it is also almost double the 2% target. And as the next image comically asserts, 3.7% in October 2023 on top of 8.2% in October of 2022 is a compounded rate of 12.20% over the past two years.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3ecaed6c-cf7d-46f5-8c50-2e7de4b15a70/Hedgeye.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Hedgeye</image:title>
      <image:caption>They do great cartoons… in light of the above slide/data, you should get the joke!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2d1f07ed-485d-4a17-b961-f71608bf8af2/BofA.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Bank of America</image:title>
      <image:caption>What the slide fails to highlight is that the $26 billion of unrealized losses last quarter are a direct function of the long-term US Treasuries that the bank owns have yields so low (2% or less in many cases) that as current rates go higher and stay there - the market value of these long-term bonds with low yields drops fast. What is crazy is that these losses don’t stem from risky loans or crypto banking, rather they stem from the safest investment on earth - US Treasury Bonds. And pretty much every bank on earth has this same problem. For now, those losses are unrealized… but if the bank is forced to sell those bonds at a loss to pay back clients who take their money out it would be a big problem.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/59389beb-0e45-4380-84e2-291a5e7ce950/Change+in+bank+deposits.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Change in Bank Deposits</image:title>
      <image:caption>Again with reference to the above slide, you can see that the banking industry has lost deposits at a rate we have never seen before. Many people (like our clients) are opting to pull money from their banks and buy short-term US Treasuries at very high yields of 5%+.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4c2ba252-0f94-4391-99e7-1fedbb1b6b52/Google+Trends.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - “ I can’t pay my credit card”</image:title>
      <image:caption>Google Trends is really cool. Check it out if you never have. People are searching the term “I can’t pay my credit card” at a higher rate than ever before - including during the Great Financial Crisis of 2008-09. Sure, there were fewer people using google then, but still.. is it any surprise that coincides with student loan payments being reinstated?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/10/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063733850-7WGD4RP3L9TMRAY4AQ1C/1.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - 10th Wedding Anniversary!</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063736884-DC7LSRM63FBXXSAAQT8H/2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Restaurant Owner We Ate With</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063737624-6KX33MFMSMSBVUKWSRVW/3.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Streets of Jerusalem Are Quiet on Yom Kippur</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063752436-DTRQKZD3PM89QSTS5Z8Y/9.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Banksy Dove on Palestinian Center in Bethlehem</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063752938-QG8R8N3UCR7PEY82FXMY/8.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Banksy Angels on Palestine Side of Border Wall in Bethlehem</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063757906-DTJPCXF116IGC6WPGI7X/10.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Banksy Mural in Bethlehem</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063742385-4J7RTCJHR5CKMS68I8ER/4.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - St. Anne's</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063742267-7NRAL58N55T5FFVLGUTM/5.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Cityscape - Jerusalem</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063748277-KYTSGQPO3YPHBCS3IY8H/6.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Goober...</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063747783-QNA1FDEBP1TY1KR30CVT/7.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Nice View of the Old City from Dinner</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063758451-DEJ9CFLBE23LEEWCBHMC/11.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Smiling Camel at Sea Level</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063762261-LYZ0V30YJ9R9694EQDU6/12.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Other Side of the River is Jordan</image:title>
      <image:caption>This is the traditional place where Jesus was baptized by John</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063777527-FO9V5327B0QGXQTUNTXN/20.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Border with Lebanon</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063761875-664LU10ELSSNHJLHQ106/13.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - The Dead Sea</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063766537-SWSKDAWJ85CJSH7OO06A/14.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - The Western Wall</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063765708-39MM8TQ23CHOWB6YQO8B/15.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Hezekiah's Tunnel</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063768256-QZVHLJ0Y340B4MD3022S/16.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Hezekiah's Tunnel</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063771207-O8EK4P0KRNG1WWHP85T3/17.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Mount of the Beatitudes</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063774121-PGXCNJHQ86ACXPOWU10Y/18.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Kfar Rosh Ha-nikra</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1697063776742-7BWI5RIIHDPUR0ZZQDFO/19.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Kfar Rosh Ha-nikra</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/06bde09d-985b-4a7a-a716-4d125908a40e/giphy.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/68cd13bb-49a7-4ac5-bf6e-5666928194c4/Annual+Returns+of+S%26P+500.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/236458e8-e978-417b-87d3-319c51b834ea/Passive+Strategy+Performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Performance of Hypothetical Passive Portfolios Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ffea7a77-12c5-4d78-a678-f525bad29f7d/SPY+Chart.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Index (SPY) ETF Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ebcbfdac-c14f-478a-b975-c4223be858e2/10-2+FED+from+July.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10’s minus 2’s back in July Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fe063d62-2a1b-44c5-bd14-fab57f4884f4/10-2+FED+today.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10’s minus 2’s today - notice the recent spike. Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/da972e7c-879b-4d65-845f-4f3ad0237142/Disney.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Disney in Crash Mode!</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d653c055-7f14-4bef-bba6-8fc000951cb4/Sugar.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Sugar</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/094f0d6d-3816-40ea-9bd2-0dbe440c9e43/Ken+Griffin.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Kenny Boy Griffin</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7c6de769-515c-4db4-a806-9d7e733941c3/30yr+bond+yield+vs.+30yr+mortgage.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - 30-yr Mortgage minus 30-yr Bond Yield</image:title>
      <image:caption>When the spread between the two has been this high, it has always preceded a substantial market decline. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/322e9e4c-94ce-460d-a9c1-441fae5b3fb6/FED+SEP.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - FED Economic Projections</image:title>
      <image:caption>Most participants expect at least one more rate hike in 2023. The FED doesn’t expect inflation to get to 2% until 2026! Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/764b3521-a869-4795-9355-8d9124c1695d/Unrealized+Loss+in+Banking+Sector.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Baking Crisis? What Banking Crisis?</image:title>
      <image:caption>Check out how much unrealized losses the banks are holding on their balance sheets. That situation has not resolved, despite the FED bail out. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/46d7c063-e4a9-4657-a410-adf7b8337d15/Credit+Card+Balances+vs.+Personal+Savings+Rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Credit Card Balances Rising While Personal Savings Rate Drops</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/9/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/24e6b31e-1c4e-4007-bc35-8f9863ccdda2/giphy-de924.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1e3bc2b4-a392-4550-9978-df436ec3a9ac/CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Annual Percent Change in CPI Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/5f48a0dc-d807-499b-b51c-2f72c400a14d/Crude+Oil+Price+Change.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Crude Oil Price:Notice how the “June to June” change was relatively large. The “July to July” change was relatively smaller. The “August to August” change was relatively flat. This is not only due to the recent rise in the price of oil but largely impacted by the “base effects” or what are often referred to as “comps.” Each month we are comparing to a lower and lower price from 12 months prior, in this case flattening out the decline in price. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ea64ddb6-fe19-4383-b15a-7ed6e0c5bfdd/Larry+Summers.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2077ffab-9940-4fe2-9ce5-d2f8663d7d35/Unemployment+Rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge Unemployment Rate</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/27248796-5a2f-46af-9631-2d5cf2ee76f4/SPY+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge S&amp;P 500 Index (SPY) The index is in an uptrend, trading above its long-term 200-day moving average (light blue line) but just below its intermediate-term 50-day moving average (red line) after having run into some resistance since late July and has mostly moved sideways since then.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/47f69dfa-d956-485a-901d-33d9214822b7/NVDA+Jesus.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge Nvidia is carrying the entire US economy!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/70062326-4c70-4a16-ab8b-feb3e332b061/JPM+SPX+Concentration.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/572db7a5-f117-43dd-9fcf-3e080018845e/SPY+vs.+RSP.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge S&amp;P 500 Index (orange) &amp; S&amp;P 500 Equal Weight Index (blue) Notice how the orange line is higher than the February peak while the blue line is lower.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cd8e91a0-7035-43c4-8125-48ea773a55cc/Israel.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/157daf3d-a928-46d8-a2ad-aac7cc31ebee/Chat+GPT.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - The “AI” Hype Cycle</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/32339aa4-b96a-46fb-a1a5-dca46745a406/MSFT+Chart.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Paying Too Much for Greatness</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/47f4f279-2a71-4417-b0c9-bfa93f5591fe/TSLA.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Tesla Inventories</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/84170e45-9b2c-4c5b-84d7-95eb9f94d4f2/GDP+minus+Federal+Debt.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Government Supporting GDP</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7f251667-2961-4a0e-a168-7278564db6b5/Used+Car+Prices.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Used Car Prices</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/da1ac0c2-31aa-4b32-82d5-5494ed921aa6/Core+PCE.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Personal Consumption Expenditures</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b3bf6014-d8ce-4400-8df2-45beba34ed06/JPM+Oil+Inventories.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Crude Oil Inventories</image:title>
      <image:caption>Click image to enlarge Oil Inventories</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/897bcd0a-2b48-4486-8cce-f99ccdd1b13d/JPM+excess+savings.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Household Excess Savings</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fe69ba28-f4bc-418b-9262-c93a9d585364/Gold+Valuation.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - The Value of Gold</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f8d1f6d3-db4f-4d2c-a6ea-1d80ef693ff9/FactSet+Earnings.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Second Quarter Earnings</image:title>
      <image:caption>My favorite part of this one is that they used an arrow pointing up as the graphic for the -4.1% decline in S&amp;P 500 earnings! This was the third consecutive quarter of declines. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4d3bc675-1c09-499c-9059-2884306a0b86/Durable+Good+Orders.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Durable Good Orders</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/215ff47e-d872-4dcf-b904-74907bf9f9ce/US+Manufacturing+PMI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Manufacturing is (still) in Contraction</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cf410b33-453c-49ba-ba3c-3ed608330d25/US+Dollar.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - King Dolla!</image:title>
      <image:caption>•now up for the year 2023... (green lines) •broke the downtrend from recent highs in Sep '22 (black line) •trading above May highs (lowest red line at 104.265) •shooting for March highs (red line at 105.657) As the dollar becomes more valuable it has the effect of driving prices of goods and services (and stocks and bonds) lower, thus reducing price inflation. It also makes earnings generated overseas worth less when converted back to dollars, and reduces demand for American goods and services abroad. Click Image to Enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/8/8/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/012c9eae-4e11-4e90-98af-74210282effd/TUP.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f8ed5fbd-8a7a-4177-92b3-b09490578410/bankruptcies.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/dd051bdb-6e5f-4efa-9658-5c79b1f00733/SPY+CHART.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3dc86302-7f11-436d-bebd-e455f1cd2575/AAPL.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1eaca918-ee6c-45f5-be73-01a0ae6d221a/projected+real+fed+funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ab551a68-48bb-419c-9010-bf6995d5110b/CC+rates.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/85f80b3e-9b95-43b7-a69b-a20bb1ed75a1/CC+balance+percent+change.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d6dfc85d-f521-4913-8c28-8c0a0c89452c/CC+debt+balance+ny+fed.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/777c06d2-9658-4c23-a847-a7bfdd4ede93/Credit+Delinquency+30days.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/aa457cbc-3731-4f57-9983-71e20c13a6aa/credit+access.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/dcaf8517-46b9-4120-b6e7-f898841b2c58/China+exports+to+uS+vs+gdp.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2f5a0370-315e-496c-99f3-07f1d331dcdb/genz.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/654fb0aa-60cc-493c-9cf8-fe2b08aca177/persinal+income+vs+spending.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fecf6401-2c14-4680-a3a7-63deffbe4ec7/industrial+production+recession.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d132cc09-312a-48bf-8dc4-37f58c2b92dc/bank+assets.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1cac0847-ce80-4b3d-abdb-36558bcb3d33/crude+stocks.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/45f25826-7d42-4f00-a406-43ab2536dd6f/sp500+pricetosales.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/7/10/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/dda01d50-e4a0-4734-9bb5-7b8d094e9490/nope1.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/062ac7db-1da4-4e15-8910-28d9b9f89d3f/Sector+Performance.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge | Sector Performance in 2022 vs. 2023 YTD</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/04eeb3a1-7b0d-4ffa-86db-76c5ecbf413a/Nasdaq+2000-2002.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge | Nasdaq 100 Index 2000-2002</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3f34dbd5-f351-4bed-bddb-f4121a2f0ee3/Fundamental+Valuations.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge | A list of 45 stocks we analyzed from a fundamental perspective in June.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2f79457d-de03-47af-9bfd-44e748c840fa/Gartner+Hype+Cycle.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge | Gartner Hype Cycle</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9fdd15f1-58de-48bd-924b-a3b907c6d472/CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge</image:caption>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1605c976-7612-4d22-ac23-b4352da750fd/SPY.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge | S&amp;P 500 ETF (SPY) Chart</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/6/12/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/06926b69-f08e-4509-95c0-735c25f0cbeb/1466681434-robot-falling.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/63f14f7b-b64d-4a40-a2d1-e4cae713add7/SFIX_2023-06-08_20-01-09+white.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/313d95af-99e6-4c24-b577-c5c12b1b5815/SFIX+AI+Mentions.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6fe133fb-bcb1-44fc-aa3e-282169ae135c/SLOOS.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/75de61e2-1026-49b2-8e19-3765bcd92a39/americans-worry-about-safety-of-money-in-banks.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Gallup</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/465cbc04-7bc5-47f1-b163-fe66d7ea6cfb/10s+vs.+2s.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10-year treasury yield in blue, 2-year treasury yield in orange, and the spread between them below in black. Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/061e14ae-42b3-49b0-9415-05c67649f45e/Druckenmiller+at+Sohn.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/09c41e8b-f897-4ea2-a78e-828fac8c56d8/Dmiller1.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>“The demographic storm is just getting under way. We are already spending almost 40% of all taxes in seniors. In 20 years entitlements’ will cover 60% of all taxes.” Click Image to Enlarge Source: Druckenmiller’s Keynote</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/581e3200-2b10-4321-90f6-f0e1259120c3/Dmiller2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>“The Fed can’t save us. A larger b/s temporarily hides and postpones the problem, making it an even worse nightmare once it happens. With 10y rates at 5%, interest payments EVERY YEAR will be as big as the COVID fiscal relief.” Click Image to Enlarge Source: Druckenmiller’s Keynote</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c5eb4040-3f24-4cfa-9683-185eee4493f2/0601-sectors-1-month.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2927681a-c68e-4184-b1c2-9a3a1c948c4f/SPY+vs.+RSP+since+3-9.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 (SPY) in blue, S&amp;P 500 Equal Weight (RSP) in orange. In RSP, all 500 companies get the same allocation, not 20%+ in the top 5 companies. Since just before the banking crisis on March 9th, the SPY is up over 10% while the RSP is up less than 2%, Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b0a51ead-02a3-4e7d-ae17-7b4ea1014d05/SPY_2023-06-12_12-54-30+200DMA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 (SPY) 200-day moving average is the blue line. It recently rose for 33 consecutive trading days ending May 15th. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/57d4955f-d310-484d-978f-d9e1b874598d/united-states-inflation-cpi.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Annual Inflation Rate for past 12 months Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/37b648d2-d2cc-423b-a027-9fc14d6174e3/united-states-inflation-rate-mom.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Monthly Inflation Rate for past 12 months Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e1756e0b-586c-4520-9f32-5f288b72dd12/united-states-core-inflation-rate.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Core Annual Inflation Rate for past 12 months Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bbe9f7a4-30de-466b-8a42-238787b2a919/united-states-core-inflation-rate-mom.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Core Monthly Inflation Rate for past 12 months Click Image to Enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/5/10/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/02b1fb26-b1af-4a08-af68-34afd3e94e6a/Groundhogday.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>First Republic Stock Chart Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4121dc67-3f78-48b0-8e46-cb809295b7d8/may-the4th-may-the-fourth-be-with-you.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ee77800b-cc9d-4340-8dfe-117ffe95062d/PACW-WAL_2023-05-09_20-51-52.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>PACW (blue) and WAL (orange) stock price this year. Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a2821088-fe4a-4ab4-8092-b58904b6752d/Mortgage+Bankers+Association+Maturities.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge (Sorry for the poor quality - you can blame the MBA)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7767a31c-d639-44f7-a1c9-21d78d37ee7e/Mild+Recession.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3ca943be-1496-4037-b2c4-69b27382dd76/Earnings.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Bloomberg h/t Hedgeye</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/61791b9d-1442-473d-b93f-ada0225320c1/2008-09+SPX.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/fe170bcb-cdf8-4821-ae08-def32f1b667f/thisisfine.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/45ce86f9-1522-467d-b01a-f46406b21adf/Bear+Stearns+Problem+Contained.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2a0e699e-1cbe-4b87-b3a7-bb9a14088f26/SPY_2023-05-10_18-14-44.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY Chart Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b46484f8-5e36-4e46-a623-9cf33c0d9cac/QQQ_2023-05-10_18-19-41.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>QQQ Chart Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8c6f1ad1-756a-4cc4-90ac-2be5221ebffb/SPY_2023-05-10_18-30-12+200DMA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>QQQ Chart highlighting 200-dma in blue Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/df8427b2-9889-49ad-ad50-be11c99e8b21/QQQ_2023-05-10_18-27-41+200DMA.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>QQQ Chart highlighting 200-dma in blue Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3e7c1bc0-2530-4272-bc05-ae7bd6050a24/Real+FED+Funds+Projections.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Historical and projected “real” FED Funds Rate Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a47e3bb8-e505-466f-bea8-ccb73373cf72/Headline+CPI+and+Core+CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a47ea2cb-9bf3-48ca-97d7-3b1a71793b81/M2v2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/02620735-a839-43f3-8484-a86a2b741839/TommyD.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Tom Damon</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/4/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4e95ecfc-8d9f-4266-ac60-b4da95d6e9d4/wrong.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/63aa9e5c-93ac-418a-9ecc-e2370eca3488/SPY_2023-04-11_21-20-00.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SPY (S&amp;P 500) Chart Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3978b05c-6fec-463f-be35-cd9602b8c102/Schwab+Bond+Price.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge This is the bond quote for the May 2020 issue that pays 1.25% coupon. Now trading down to 58.486 (par value is 100 in this pricing convention) so that the Yield to Maturity is equal to new bonds being issued for 30 years. SOURCE: Charles Schwab</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ed63c325-fa0e-486e-9ad9-9e9726a01b27/SIVBQ_2023-04-11_14-32-31.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/90f256a4-8a88-4513-befa-f57950077ccc/ROKU+SEC+Filing.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Excerpt from Roku SEC Filing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/768dbf93-8f5b-4c7c-adc1-a87203904173/FED+Stress+Test+Severely+Adverse+Scenario.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: federalreserve.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9e5e24e9-dd87-4b8f-b06c-565666941b69/SI_2023-04-11_17-04-17.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8718d05c-f548-44eb-aa62-709ec46585ce/CS_2023-04-11_17-06-13.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/919ca332-6ecf-40a7-9966-4f523fc92e52/Yellen+%26+Paulson.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/01aa7df7-e737-482e-852d-02b7de28fdaa/Bear+and+Lehman+SPX.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: Tradingview.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/3/8/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1d227fe1-6790-47d3-9d03-d3c9ef954b10/SPY_2023-03-08_14-59-05.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Chart (SPY) | Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f666a35a-6b60-4741-a5f1-298f30982771/QQQ_2023-03-08_15-06-43.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Nasdaq 100 Chart (QQQ) | Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d4cb6809-1d78-4dc5-b648-2bbbce56647d/10s+minus+2s.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10-year US Treasury Yield minus 2-year US Treasury Yield | Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/59c47d69-8b52-4080-8e63-7ea8bc3fc4b8/M2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Y/Y % Change in Money Supply | Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7969313f-19f3-4838-943c-09aae03ff9d3/2-23_EI+Infographic.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9de6f84d-2646-483e-8104-a40b1aa5beba/CPI+%26+Fed+Funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Projected Real FED Funds Rate = FED Funds - Y/Y CPI Click Image to Enlarge My projections are currently unchanged assuming only one more 0.25% rate hike in the March 22-23 meeting. Depending on CPI the next couple months the Real FED Funds Rate could go positive in May without further increases. That said, I think it is reasonably possible that the FED could hike by 0.50% in the March meeting, and then continue to hike after that.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/504756ab-9dc3-43c2-882f-13821e95e053/Quads.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>The Quads | Click Image to Enlarge Source: Hedgeye Risk Management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/4ef4820c-e0e5-4cb1-bee3-87af0033e825/Job+openings+to+unemployed.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d9b92448-7fff-474c-a69c-0e944e34c4b7/Federal+Finances.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/23abb68a-e82e-4920-a2ac-f3796f59e46f/Personal+Savings.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/74b2f186-9a7c-4af1-87ef-ac184fd4fb68/Credit+Card+Balances.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Consumer Credit Balances | Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c2687710-d781-4875-aebc-03d2718b8b33/SPY+200DMA_2023-03-08_15-58-42.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY 200 DMA (bottomed at 393.11 on 2/27) in Blue Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/99809175-54ea-4f76-955b-6315daa1949e/QQQ+200DMA_2023-03-08_15-57-24.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>QQQ 200 DMA (bottomed at 290.03 on 3/6) in Blue | Click Image to Enlarge Source: Tradingview.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/2/7/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7efe6115-cafc-474f-9138-20fa60a2aa09/NDX_2023-02-02_17-07-09.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Nasdaq 100 Index Performance | Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7cea896c-d130-4f87-b227-6507817037ac/Real+Fed+Funds+Rate+Projection.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
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      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/977bad59-6331-4eba-8af6-07ef9c071253/Fed+balance+sheet.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/53822506-43e2-46fb-a900-7bc65099b64b/Fed+funds+rate+expectations.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/02f74888-52f6-46e6-98d1-1deddfb4e015/M2+yy.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6663f8f2-d536-4e38-afdb-3a5362efc0a7/Unemployment+Monthly.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge | Thanks for sharing with me Eddie Z!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a3772b19-3f09-4121-9e0b-e2bda4e41771/Labor+Demand.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/bcc0d638-9a5d-405b-85d7-24137d5f15c1/Unemployment+and+wages.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0c24f5f0-ebab-4d0c-b675-920e527f1cbd/US10Y_2023-02-07_12-10-22.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>2-year yield, 10-year yield, and the spread below | Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ea1a7231-73ae-4b7c-b0ee-3e93f48de453/T10Y2Y_2023-02-07_12-04-09.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10’s minus 2’s spread - recessions showed by black areas | Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ebdbddc1-bda8-4a6c-930e-96085eee0fca/dumb-and-dumber-lloyd.gif</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click here to watch the full clip.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1d012a8d-cd00-4106-b8ea-0fbc7e470716/Hedgeye+Soft+Landing.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Source: Hedgeye Risk Management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3e041730-e7da-436d-91e6-9783741433e9/Hussman.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Hussman Funds</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/eab9a59a-e062-45cd-bf2a-dada53a28834/price-to-sales.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e6adbf8f-73a9-48e2-be24-12ff21900dc6/Earnings+so+far+Q1+2023.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Earnings this quarter | Click Image to Enlarge Source: Bloomberg</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8bceeb20-5c79-4f29-9b14-2b1f9b04f311/Earnings+decline+overdue.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Source: Bloomberg</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/14393e51-f8b0-45b8-941a-e671e2a033a3/Credit+Card+Balances.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Credit Balances | Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/8034ac90-23eb-4b58-9f1c-41750603c312/Credit+Card+Interest+Rates.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Credit Card Interest | Click Image to Enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0f0c1ee9-dd7b-4449-be85-b3a76dbc1182/Housing+Affordability+Index.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge | An index value above 100 signifies that a family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home. Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/14ad9532-843b-4423-9422-acbe92ff1196/SPX_2023-02-07_17-08-55.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Chart | Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/85240bc9-927f-4acb-bf13-1e6f441dabad/NDX_2023-02-07_17-12-52.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Nasdaq 100 Chart | Click Image to Enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2023/1/10/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1a665e94-7999-4736-823a-b616d6bc5de4/Yetis.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3b0a3cc0-d108-45dd-861f-2aa008eef1de/Chaikin.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/35490a50-d9ae-47fe-8cea-e2ff94b97f0a/Sequence+of+returns+1.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Good returns early on. Starting with $1 million, withdrawing 5% per year adjusted for inflation. End up spending $1.3 million over the 20 years, and still have $812 thousand left over at the end. Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/84309b35-c064-4d2c-8c0b-ba8ec5e22de8/Sequence+of+returns+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Poor returns early on. Starting with $1 million, withdrawing 5% per year adjusted for inflation. This time the returns are in reverse order with the 20th year return happening in the 1st year. End up spending $929 thousand over the 20 years, and run out of money completely in 15 years. Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e431c455-b7b7-4fe3-96fa-936fad59b0dd/CPI+and+FED+Funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>X’s on the left indicate months with a FED meeting Click image to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/12/17/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/87650fd2-01be-4918-aeaa-ae27794707b9/SPX_2022-12-17_13-03-54.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge The S&amp;P 500 has run into resistance and momentum has turned negative, once more. Technical analysis suggests stocks are headed lower from here.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/2f2b6456-9b3e-4680-b4f7-5a6a80024643/united-states-inflation-cpi.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6faf04d8-2582-4ce8-8db7-8b795f6ca5a7/CPI+%26+FED+Funds+Projections.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge The final hike for this cycle is projected for March with further slowing of the pace to 0.25% in February. The Real Fed Funds Rate goes positive in May. Again, these are projections that I will update as frequently as necessary but in no way can I be sure this is what will happen. In fact, the only thing we can be sure of is that it won’t play out exactly as projected.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/50295633-d72d-499e-875f-600f308385d1/FED+Powell+Resonse+to+Rate+Cuts.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cb1a10ea-f39b-4736-8315-fc03901c6d0f/10s+minus+2s.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/51c5e3d7-78fb-4f71-9e0c-14002e6a9a31/USCBBS_2022-12-17_15-17-59.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge Blue area is FED Balance sheet, orange line is S&amp;P 500 price. The red boxes show the two times in history where the FED maintained a policy of reducing its balance sheet. And as you can clearly see, there is increased volatility and worse performance during those times. The market tends to rise concurrently when the FED’s balance sheet increases.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/338fb6db-04f5-4986-8deb-c3e0d82a62b3/Fed+Balance+Sheet+JPM.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/11/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c368a08b-2e34-46ef-8df1-5578e3b156f4/Bear+Market+Bounces+2008-09.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Bear Market Bounces during 2008-09 Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d5cff84c-1b06-4486-b8ad-449af7f2fc67/united-states-inflation-cpi.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/d8164a7c-3dc7-4a58-a9f1-541cd74917b6/Pivot+Narrative+Powell.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>November 2, 2022 Transcript of remarks and press conference following FED Meeting Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7f920e4a-e6bb-4b69-8be2-0464ea67f3cb/Projection+of+real+Fed+Funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge and click here to watch a short video of Shane and Kyle discussing this chart.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3ccc79e0-6198-47ed-8d78-90bc0299fe20/Pivot+vs.+SPX.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f6b3f196-0739-4056-b2dd-eead97ad3c30/Consumption+and+investment.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/10/12/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665606394827-VGKI90ZRIJ305HMI3NEA/SPY_2022-10-12_16-10-55.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SPY Chart SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665608064218-3O8TFRTVVPSVHT9ZT967/Sentiment+Cycle.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665605087516-DAF59WGSP74RJ1UV4561/CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge SOURCE: tradingeconomics.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665605230932-OAL2225SUFDFC7CUSXIT/Base-case.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665605280001-2Y0N7QKGOPSGHL81M92L/Best-case.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665605411533-AK2X1A2Z9U66VG8DFV2K/Worst-case.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1665607866213-FHVDIFX7TEYFC953IJ9O/Sticky.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge Image SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/9/14/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663166954470-FG8VL5DFIZ1O42Q89SK0/SPY_2022-09-13_19-46-59.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge SPY (S&amp;P 500 Index Chart) SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167564502-WSGLOAD5JDKM7TS82PUK/Bull+%26+Bear+Markets+JPM.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167448616-EAORDIFHLPYMAEMRQ2UG/Nick+Reece.jpeg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167828646-JJ7C1CGUEU0KPZI60438/united-states-inflation-cpi.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge SOURCE: tradingeconomics.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167751251-IVDC0PJXR3NS24UAZQR9/united-states-inflation-cpi+2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge SOURCE: tradingeconomics.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663168188703-4WXVHR3ZOLX8J4SG464K/Inflation+and+components+JPM.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge The “sticky” items like Shelter, Restaurants, Hotels and Transportation alone are causing CPI to be higher than 4% - which is double the FED’s target of 2%. So, even if Food and Energy showed 0% inflation (which they don’t) we’d still be well above the FED’s 2% target. SOURE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167293200-463U1ZR3CLUBARO6JVTC/Bonds+JPM.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge Bonds are basically having their worst year ever… I wouldn’t want to be invested in a 60/40 stock/bond portfolio. SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663167900707-RBRQXYM16UVMQ4SRB53T/Energy.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge Energy stocks are still cheap and they are up big for the year (especially compared to everything else). This is a good place to stay long (we have owned XLE in both our strategies for 551 days and counting) and maybe even look for new positions. SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1663168076081-0B5E113708P8W2GPVD92/Mortgage+Rates.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click image to enlarge. Mortgage Rates are the highest they have been since 2008. SOURCE: Freddy Mac</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/8/9/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660131473133-XXQN8DNTDS6HGFAJVBX4/Buffett+CVS+trade.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Buffett’s CVS trade. “SSI” on this chart is essentially the “volatility based” trailing stop. SOURCE: tradestops.com Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660127845682-TDNTV4T39CKWASKECF7H/Fed+Funds.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Fed Funds Rate &amp; Expectations Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660128207154-T4DO8O1A3A76F9O4ECF2/FED+Balance+Sheet.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Fed Balance Sheet Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660128348639-DK5ESHF9FHJ0M3DVE8TL/Labor+Force+Participation+Rate.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Labor Force Participation Rate Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660128817571-3HNJFDEPDSEJ40USZJVP/Smart+Money+vs.+Dumb+Money+Confidence.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Smart vs Dumb Money Confidence Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660129368874-DUK7DIPQYOHAH4G1G7Q6/GDP+BLS.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>GDP over time Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660130022203-R6DAZKUT5Y6DUIHGE7PL/white+house.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whitehouse.gov statement on recession Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660130174785-UYHMC8Y2RRHA245UK4ZH/30-day+delinquency.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>30-day delinquency rate Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660130219513-XNCAX3FF44NLSSV4ZMXM/90-day+delinquency.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>90-delinquency rate Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660130969660-0SNUZZSIGR8HQUO76DRI/T10Y2Y_2022-08-10_07-28-23.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10’s minus 2’s Yield Curve/Spread Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660131199500-GQH0Z8HN2SSC4RKSJ3CQ/Hussman.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Price-to-sales ratio Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660131280723-5UWZE4MA15T5EGB1ABAA/Lending+Standards.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Lending Standards Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660132092034-6M0C4VWKN8T15CKOYS11/SPX_2022-08-10_06-14-24.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Index Chart Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1660132172586-6S6MGQOF1KC3VM3Y445E/SPY+2008-09.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 Index Fund (SPY) back in 2008-09 Click image to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/7/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576506672-XPDZP0NCEQAF7QO3VXFM/SPY_2022-07-11_16-47-25+June+Performance.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge SPY performance. Month of June highlighted with red vertical lines. SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657578271407-FN7TIUMTHUCVET2PFT84/Consumer+in+great+shape.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: Hedgeye Risk Management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657578331702-13PVDB52Z2WJ0G4D7LTN/FEDFUNDS_2022-07-11_14-29-24.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Fed Funds rate SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576631824-VS4V035KL5BI4F3TL0Y8/10s+minus+2s.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge The spread between the 10-year Treasury rate and the 2-year Treasury rate. The spread is typically a positive number indicating a normal yield curve. Negative spreads between these rates means the 2-year rate is higher than the 10-year rate and generally precede recessions. SOURCE: St Louis Fed</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576841838-F7S600PTGJPZ6Y67A6KS/Gallup+Poll+1.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576897819-13K6H18Z2FGYXOPJXJSW/Gallup+Poll+2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657577881183-6NEX67PIR0F4OTA3RBMI/Sequence+of+Returns.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge Sequence of Returns Illustration Both scenarios (one on the left, one on the right) are identical except for the order in which the returns come is reversed. Both are taking 5% of a $1,000,000 portfolio adjusted upward by 3% per year for inflation. The left scenario experiences strong market returns in the early years and the scenario on the right experiences poor returns in the early years. Both have the same (5%) average return over the 20 year period. Do you have any control over the sequence in which the market delivers returns?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576125875-LNHU093S5MMZOZHRYLP5/Advisor+Email.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1657576177057-TFCQY1R1CY09GJTBHVSM/25%2Bbest%2Band%2Bworst%2Bhighlighted.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge Performance missing the best 25 days and worst 25 days.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/6/13/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1655157005273-UO50P75N3SWSFRVSN8SV/SPY+1+%28down+20.34%25%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge SPY was down 20.34% in 2022 at its lows in May. SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1655157034008-QFS1ZXTJKDI523YRM920/SPY+3+%28up+9.67%25%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge SPY was up 9.67% from the lows to its recent high. SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1655155484706-VAV2ASYX1RUMSMDTOLNR/SPY+2+%28down+21.52%25%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge SPY was down 21.52% in 2022 at its lows earlier today. SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1655159979615-9V2E9J3AV47FAIMULV74/image+%285%29.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to Enlarge SPY has erased 100% of its 2021 gains. SOURCE: Tradingview.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/5/9/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652132621168-KAOGISCARQWEVVI1AEDS/SPY+1.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click the image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652136599395-7MOLBYJTFHGF56JRX2QB/XLF+Breadth.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge SOURCE: Sentimentrader.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652139001361-C5UM8W6WKVVDU0NPJ4JH/QUADS+Hedgeye.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge SOURCE: Hedgeye Risk Management</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652139951515-VNSKJSMNRIPKPVBGNWQ7/SPX+2000.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge | SPX monthly chart SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652142865018-GAQOYVKA2XPZFQUCYQWM/Missing+best+25+days.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Missing the 25 best days in the market… Click to enlarge | SOURCE: Michael Batnick, CFA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652186311762-Q9IYATXOSHH9Y75MI7M5/25+best+and+worst+highlighted.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Missing the 25 best and worst days in the market… Click to enlarge | SOURCE: Michael Batnick, CFA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652194031775-WQITAUJBF1E2VORLRON5/Getting+back+to+even.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652132107715-N58XS14ET35AV6B81X5L/Elevate+Capital+Advisors+-+Black+Letters+JPG.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/4/12/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649810551133-P4S1AMM3N8X4I6ADB6H1/Normal+yield+curve.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge Normal (upward sloping) yield curve</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649810596848-KTPFE0PI8RD8O5APHJMC/Inverted+yield+curve.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge Inverted yield curve</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649810415052-HLLXF2WS1HQ9DTBRCN19/10-2+recessions.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>10’s minus 2’s spread with recessions indicated by shaded areas. Click to enlarge Source: Federal Reserve Bank of St. Louis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649872669027-01QFCEEEFQGJTLVLFHIL/Surge+in+energy+prices+lead+to+recession.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Another item for the “reasons to be bearish” bucket. Surging energy prices also tend to precede recessions… Click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649813210021-M6MY98F9H4RINHEY3YQ6/MORTGAGE30US_2022-04-12_21-11-20.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>U.S. 30-year mortgage rates since 1987 Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649814015761-MSS78XAK7POU7DJ3Z14B/ITB_2022-04-12_21-39-10.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>U.S. Home Construction Fund (ITB) Source: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649869716286-SK8WIDYZ7CFID4LLYAJF/monthly+CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Click to enlarge Month over month CPI Source: bls.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649872347768-1CCU8T3AN506P9J5ZXM5/CPI+%26+GDP.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>CPI &amp; GDP rate of change</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649873032678-Y2T6H0NC2DNPKG7CYWVK/SPY+UPDATE.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY price chart Click to enlarge Source: tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1649874578093-GR9FPOPVQKQWSVJNVW76/Economic+Cycle.jpg</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Economic Cycle Click to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/3/10/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646937882694-LMYJYH0UYK85PSRW6L5K/SPY+1.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY chart currently (click to enlarge) SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646937958333-C8PH6SJF4B82VCX97IT1/SPY+2.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY chart during COVID (click to enlarge) SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646938281473-0RD19ILQCYUC6EZKQLSF/SPY+3.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Longer term SPY chart. (click to enlarge) SOURCE: Tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646938418489-J6ELJ5KF0SP1WEWWEZU6/Negative+real+yields.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Real Yields (click to enlarge) SOURCE: JP Morgan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646939061905-R1JACKFHCRDKT01KPX3Z/FED+Balance+Sheet.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>FED Balance Sheet (click to enlarge) SOURCE: JP Morgan</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/2/11/market-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644625169443-BAS21VS19P0IRCL1T06V/Monthly+CPI.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Month over month inflation SOURCE: BLS.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644626855182-MHAXP5X3T5TJQMOUQPOG/CPI+YoY+since+2000.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Year over Year Inflation SOURCE BLS.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644625352287-J67O29SL949XOI1K4W4U/CPI+YoY+since+2000+v2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Year over Year Inflation SOURCE BLS.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644625957082-ZPUYVA5XBJYODVT3K6BQ/Unemployment++%26+Wages+JPM+GTTM.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>Unemployment and Wages SOURCE: JP Morgan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644626154720-PC1JHLSLKAAW0DOA9OW8/Income+Inequality+1.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: inequaliy.org</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644626199351-FJHUXJ5VIRITDQKZK1VP/Income+Inequality+2.PNG</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: inequaliy.org</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644627037024-FRAR46SJWKMVOJNXNYJL/SPY+COVID.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY during COVID crash SOURCE: tradingview.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1644627084793-J6XCV91HJG5P5N65QQ2S/SPY+Now.png</image:loc>
      <image:title>Market Commentary - Market Commentary - Make it stand out</image:title>
      <image:caption>SPY today SOURCE: tradingview.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2022/1/18/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1642541447691-L0VD29ZM6KMXJ71HPOSX/SPX+Performance.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>SPX Performance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1642541359533-J6UDIA6M7F71Q2KJH6FS/JPM+annual+performance+and+declines.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>JP Morgan Annual Performance and Declines</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/12/10/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639176511123-J1HWEETWP2HC4CSFUI9T/Interest+Rates+and+Inflation.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639176392779-MWYZ13W4K0HX7ZALGJ1L/QT+Line.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>S&amp;P 500 performance during Quantitative Tightening (QT) SOURCE: Tradingview</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639176366654-NKTK21ZHY6S02P3G4C0G/Fed+Balance+Sheet+JPM.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Quantitative Tightening (QT) Highlighted with red box SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639176181705-T7KWZNGQ6U5CL0JFWCOS/Market+Stages.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639176716259-X6YZ8NCXC0Q97KT5CKOG/GFC+Line.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Global Financial Crisis performance of S&amp;P 500 index. SOURCE: Tradingview</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639175911134-ARN5DB1G8FI08IAYDY1O/S%26P+500+Valuation+Measures+JPM.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Stocks are as expensive now as just before the dotcom bubble popped. SOURCE: JP Morgan Guide to the Markets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1639175757456-EOCHEQX9H4OBPNQD3RH2/Trend+%26+Valuation+Quads.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/11/10/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1636643592826-98PWZSDX69TTN7C4UEVB/People+getting+in+line+for+black+friday.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1636593977419-V9H5ZM7JU0JKXN9A6W84/DCF+1.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1636593941241-J5AHE5M6E40IH08O7PWU/DCF+2.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1636594225156-KYG9ELR9ZM3S83H1P7PG/20201207+Image.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/10/12/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634071361868-IO9JXESD29HY4A6XZIR4/8.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634071275840-YSYTG9DTAZY6R7KLPFHA/6.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Money Velocity can be thought of as the rate of turnover in the money supply--that is, the number of times one dollar is used to purchase final goods and services included in GDP.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634071147845-TNW93Y2ZO5O6CP2DKZYV/1-2.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634070818449-VJVPNLXTRFJFFQFKOXVH/1.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634070678179-M2YDRKBCMXNB22GY24G3/2.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634071436004-VYYX54X89WG4VKQJC7EY/3.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1634069633423-6N8JGBL4YK1FPVVMK001/4.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/9/10/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1631308564221-YQGHC3TOCVV38Z2TBR5N/SPX+Seasonality.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>SOURCE: https://sentimentrader.com/</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/8/13/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1628890659127-MDER3UTR1Z5HBVKHO4YS/pic+2.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1628889994472-VBV8UL2UTEGQWVY3EYOS/pic+1.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/7/13/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1626195017582-LJ42IL99MAJ4JV58GQVD/Image+from+iOS.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>MAXIMUS (Max) the Mastador</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/6/9/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1623271075626-VUWDBW4YQ60TYPNQUV4Z/Major+Indices.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1623272126098-SVTGH8SM0UXFG385B0B1/Fred+supply.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1623272206500-7HGXP8QKZ6KUMHULEOQ4/Fred+affordability.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1623270764903-V6T88MIV0BVC36XX9G2D/Picture2.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1623270702725-MQTX0R9QNIGQ6D6WHTRI/Picture1.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/5/5/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/4/7/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617836775886-G2VYFFYXPC69XC7PCXIB/companies.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617841863580-B53AI7WDNHQSLO8PZTB1/Image+1.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617841923751-EURZ4E3LMUEZNSZ6DLOH/Image+2.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Click image to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617837411138-7PT46BOL1U7R3WD4VZH5/Image+4.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>2020 Feb/March correction - click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617837487501-Y44B6YIGHQOR5ESNKDOS/Image+5.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>2018 Sep/Dec correction - click to enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1617837581480-R8B5PIWCMK2L4JFMU6S7/Image+3.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>SOURCE: Sentimentrader - click to enlarge</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/3/8/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1615219053759-N5AS129TL8IWEE0Z6VTJ/Image+1.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Open long positions</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1615219086051-7EBD1JT8K5ULQGYVOZ8O/Image+2.PNG</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Positions closed between 2/21/20 and 3/23/20</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/2/8/tog9pzvstnollntzs6udgae84snnou</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1612801140904-NU0TPB1G2VLYTBGUS931/wonka.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2021/1/7/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1610143072497-IOAOPEX8OQB92P19LKZZ/image-asset.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1610143426439-FBS1VRMPVLVO7VCNSX27/202001+Image+2.png</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2020/12/7/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1607379541216-6NWHZ9H76P7U8FAO5CN9/20201207+Image.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2020/11/5/monthly-commentary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1604589792411-P5Q3A3ZQCSVJUR15J80G/20201105+Image+1.jpg</image:loc>
      <image:title>Market Commentary - Monthly Commentary</image:title>
    </image:image>
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      <image:caption>Lines at one food bank in NYC are over 8 hours long…</image:caption>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>SOURCE: JP MORGAN GUIDE TO THE MARKETS</image:caption>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>SOURCE: ST. LOUIS FED</image:caption>
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    <image:image>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Crude futures price is the green area, USO price is the purple line. SOURCE: THINKORSWIM</image:caption>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Source: Wall Street Journal April 3, 2020</image:caption>
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    <image:image>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Source: Bureau of Labor Statistics</image:caption>
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    <image:image>
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      <image:title>Market Commentary - Monthly Commentary</image:title>
      <image:caption>Source: Stansberry Research</image:caption>
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      <image:title>Market Commentary - Market Notes</image:title>
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      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Macrotrends.net</image:caption>
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      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Bloomberg viaTwitter</image:caption>
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      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Thinkorswim</image:caption>
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      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Alpha Architect</image:caption>
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      <image:caption>Beaver Creek Mountain 12/7/2019</image:caption>
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      <image:caption>SOURCE: sentimentrader.com</image:caption>
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      <image:title>Market Commentary - Market Notes - How much does "free" cost? (part 2)</image:title>
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      <image:title>Market Commentary - Market Notes - How much does "free" cost? (part 2)</image:title>
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      <image:caption>Recent trip to Moab, UT</image:caption>
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      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: International Monetary Fund</image:caption>
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      <image:caption>SOURCE: St Louis Federal Reserve</image:caption>
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      <image:caption>SOURCE: Memos from Howard Marks</image:caption>
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      <image:caption>“Drove Here From Cali” won the CS:GO Major - and took home $8,000 in prize money.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1558369478347-JTDPCLYYY3ITMEAE1CZP/Buffett-Indicator_5cc363146602d.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/5/7/market-notes</loc>
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  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/4/23/market-notes</loc>
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    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/4/5/market-notes</loc>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1554479285037-OPVJ8M3CMLI5ZU8G2VZR/Market+Commentary+20190405+Image+1.PNG</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1554479338733-ITY5I4SD1RVPD4JRYNFA/Market+Commentary+20190405+Image+2.JPG</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/4/1/its-april-fools</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1554141215661-WHIGFW4YJ0V636G5O5L1/Blog+20190401+image2.PNG</image:loc>
      <image:title>Market Commentary - It's April... Fool's</image:title>
      <image:caption>Click the image to read/download/save the entire 87-page report.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1554140584999-RVEVL8II2M09XNSLMAYK/Blog+20190401+image1.PNG</image:loc>
      <image:title>Market Commentary - It's April... Fool's</image:title>
      <image:caption>SOURCE: https://www.famous-trials.com/enron/1791-stockchart</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/3/21/market-notes</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/3/6/6h1ikgle8w98ufiuxqtdvn61a0wrgs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1551886643339-4FADL7NKVFB4Y055S6JE/Market+Commentary+20190306+Image+1.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SPX 1-year chart with 1-day candles. Click the image to enlarge it so you can see the numbers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/2/25/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1551117438785-N0JKMK2PKMUCWOT0ZGIT/20190225+IMG_3515.JPG</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1551117566913-BZ0PLROXPYT88O1GUUE9/20190225+smart+money.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>Dumb Money is extremely bullish. This is a contrarian indicator - we want to do the opposite. Source: sentimentrader.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1551117805622-E6GBUK7TSG7R5EHO7UVZ/20190225+billionaires.PNG</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: TRADESTOPS.COM</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1551117887371-PVA82UAFCDWOB9S4S4M4/20190225+behavior+penalty.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>Retail investors as a group have a hard time beating inflation. Source: JP Morgan Guide to the Markets</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/2/5/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/2/1/market-pulse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1549057918555-JQ5LBXOHIHP7FQEO0N6Y/Market+Performance+Sheet+20190131+with+2018.jpg</image:loc>
      <image:title>Market Commentary - Market Pulse</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/1/22/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1548180967171-Y9AUTENPO030DBXJ92L2/MLK.jpg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/1/10/market-pulse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1547242919030-P90XUWVCBL8H3L3GW53P/Market+Performance+Sheet+20181231.jpg</image:loc>
      <image:title>Market Commentary - Market Pulse</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2019/1/7/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/12/21/2018-wrap-up-part-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1545432887036-RQ5XA9IJ6BMYFSUPXG2S/pic.png</image:loc>
      <image:title>Market Commentary - 2018 Wrap Up: Part 2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/12/20/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1545319110178-8UX207Z8SZL5YQ56T2G1/i.jpg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1545319240156-2CR44E2K5YOAK0B60X4Q/j.jpg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Tradestops.com click to enlarge This is an example of how our rules-based strategy would have worked if you had used it on shares of Apple (AAPL) over the past 10 years. There is a lot going on in this chart, but essentially, we would have been invested when the stock was going up, and not invested for most of the downturns. The idea is to preserve capital and invest more when the odds are in our favor. Combined with proper position sizing, our portfolio design is (intentionally) extremely resilient.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1545319315213-BS833UGYRLHRBOSERFA6/image-asset.jpeg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Tradestops.com click to enlarge In this example, the orange line represents a 30% trailing stop-loss which is what we have manually set and used for our AAPL position going back to our days at Northwestern Mutual. It shows that since 2009, we would have only been stopped-out of the position once, and only for about 9 months overall. And yes, it also means we just hit our stop yesterday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/12/13/2018-wrap-up-part-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/12/5/market-notes</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1544047834595-PLBGLBVLDW15VG3G3DNL/Market+Commentary+20181205+image+1.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1544047508950-CIXZ5FCVQ8DFEW70AA1S/Market+Performance+Sheet+20181130.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/12/5/market-pulse</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1544047091188-18910H43AZVASP0DUMUS/Market+Performance+Sheet+20181130.png</image:loc>
      <image:title>Market Commentary - Market Pulse</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/11/21/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1542813149020-ETQUUHBDMWBL4JOPW5RG/1.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/11/5/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/10/22/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1540217877088-QWV059LIF2HDA8Z24439/20181020.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: MONEY.NET</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/10/5/market-pulse</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1538751644529-J1J20ABFOTLAUGO95OGQ/Market+Pulse+20180930.png</image:loc>
      <image:title>Market Commentary - Market Pulse</image:title>
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  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/10/5/o44uz15ygb5wklnr46lmm0ihdjlpmm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1538748970377-66OK8N0H8ZXTFA1BMJC5/Market+Commentary+20181005+image+2.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1538748706031-PM02D0HQVL67GA63J73W/Market+Commentary+20181005+image+1.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/9/21/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1537537058622-X4D6CSK0QYEDGD6SLPP7/Image+1+20180921.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>Head and Shoulders Pattern in the SPX</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1537537119950-V4BBVPTS7IRP7LC9TM5D/Image+2+20180921.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>The January high held as support.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/9/5/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1536157084849-AWVRLZ6NJTFCD8UI7MRQ/Market+Commentary+Image+1+20180905.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>$DXY - the dollar index with lots of technical indicators.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1536157152194-K7NO9FU6DR3N6KKYXX8X/Market+Commentary+Image+2+20180905.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>The S&amp;P 500 with support/resistance many technical indicators.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/8/20/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1534773529736-G73MSB77TIFJES6MB1TA/Elevate+Capital+Advisors+-+Black+Letters+JPG.jpg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/8/6/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/7/23/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/7/2/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/6/26/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1530019520330-4IGC14IT7CO1XWB5IR69/10+minus+2+spread.PNG</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>SOURCE: Federal Reserve Bank of St. Louis, 10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity [T10Y2Y], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/T10Y2Y, June 25, 2018.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/6/6/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/5/15/congratulations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/5/14/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1526296844873-TPRUU0LB3Q4XZM83VY2R/image.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>This is what we like to see – confirmation. If the RSI highs were connected with a line, you’s see that breaking out as well.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1526297074891-2N78D23QQQSSXTXRS24F/Screen+Shot+2018-05-14+at+5.17.16+AM.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/5/2/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1525272478826-OI9LQB07UAF9ZPSZVXZC/Fam.jpg</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>The Fam: Gulfport, Florida</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/5/1/update-bitcoin-vs-sp-500</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1525195224764-EFUQA50ZR2RKHAMM931Z/SPX+v+BTC.PNG</image:loc>
      <image:title>Market Commentary - Update: Bitcoin vs. S&amp;P 500</image:title>
      <image:caption>Just a quick update on the Bitcoin vs. S&amp;P 500 price chart. Bitcoin is still looking like a leading indicator even though one should probably have very little to do with the other. This is behavioral finance at its finest!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/4/10/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1523365681626-C21K0M5F22ZDGX8S1SUQ/blog+20180410.png</image:loc>
      <image:title>Market Commentary - Market Notes</image:title>
      <image:caption>Here is a look at the charts of the cash markets for the major indexes. The light blue line is the 200-day average, referenced above.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/news/2018/3/26/market-notes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
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      <image:caption>Source: www.irs.gov</image:caption>
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      <image:caption>*Age 55+ can contribute an additional $1,000</image:caption>
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    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/planning-commentary/2025/2/21</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/cc46ed81-1f86-480a-b99e-674f022e49db/Roth+limits+-+Elevate.png</image:loc>
      <image:title>Planning Commentary - Rich Person's Roth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b156b743-2e0f-4369-a10d-3ada61e9c467/Permanent+LI.png</image:loc>
      <image:title>Planning Commentary - Rich Person's Roth - Make it stand out</image:title>
      <image:caption>Source: Forbes</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/planning-commentary/2025/01/21</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/e67b1e62-b5e7-4b65-8c7c-17915d266dca/Picture1.png</image:loc>
      <image:title>Planning Commentary - Looking for the best way to cut down on taxes over your lifetime? - Make it stand out</image:title>
      <image:caption>Source: https://www.irs.gov/filing/federal-income-tax-rates-and-brackets</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/96b87995-d522-4934-a14d-575b052bcc03/Picture2.png</image:loc>
      <image:title>Planning Commentary - Looking for the best way to cut down on taxes over your lifetime? - Make it stand out</image:title>
      <image:caption>Source: https://www.statista.com/chart/16782/historic-marginal-income-tax-rates/</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/planning-commentary/2024/12/19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/484b054c-7090-48bc-8085-650bfaeec6b5/Part+b.jpg</image:loc>
      <image:title>Planning Commentary - Turning 65 soon, or know someone who is? - Make it stand out</image:title>
      <image:caption>2025 Medicare Part B IRMAA brackets Source: Medicare.gov</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/a1c38699-4959-4334-b2ea-ae4896a53ace/Part+d.jpg</image:loc>
      <image:title>Planning Commentary - Turning 65 soon, or know someone who is? - Make it stand out</image:title>
      <image:caption>2025 Medicare Part D IRMAA brackets Source: Medicare.gov</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/contact-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1497897272053-R7FHUO4W05Q8S4FLRHQL/himalayas-1920x1080-5k-4k-wallpaper-nepal-mountains-sky-clouds-5513.jpg</image:loc>
      <image:title>Contact</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/what-we-do</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390513380961-PTHFXE5U2S1FJSLPXUSD/tumblr_mh1iruZWLf1rkz363o1_1280.jpg</image:loc>
      <image:title>What We Do</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/pfw</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-08-25</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/resources/reading-list</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1523836346787-2UZ3R11STI3IAL2XP7GO/Bookshelf.jpg</image:loc>
      <image:title>Reading List</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ab23f7e6-10d4-41d3-b0cf-3e7b2647e5ad/hussmanfundslogo300.jpg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Hussman Market Comment</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699923568226-4DFNY5UTHHVYKKGHARS2/image-asset.jpeg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Berkshire Hathaway Shareholder Letters</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/251e9952-07bc-4ab8-a46e-cd98c7dfea8d/HM+Memo.png</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Memos from Howard Marks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699923797133-UY0WRF5DWFGTZ7UVXGEX/image-asset.jpeg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>The Felder Report Blog</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ab23f7e6-10d4-41d3-b0cf-3e7b2647e5ad/hussmanfundslogo300.jpg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Hussman Market Comment</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699923568226-4DFNY5UTHHVYKKGHARS2/image-asset.jpeg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Berkshire Hathaway Shareholder Letters</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/251e9952-07bc-4ab8-a46e-cd98c7dfea8d/HM+Memo.png</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>Memos from Howard Marks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699923797133-UY0WRF5DWFGTZ7UVXGEX/image-asset.jpeg</image:loc>
      <image:title>Reading List - Make it stand out</image:title>
      <image:caption>The Felder Report Blog</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/clients</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1524156405528-C98N4MFLQ3XJWBPAHYSV/Elevate+White.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1524156319077-YXASCUB9WZ22W64M04X5/Elevate+White.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1540822077461-SXBZP67I4WA70YYXLTCU/NDT_4c_rgb.jpg</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1553790359380-3WSLP99L37GXUPT4P2TK/Schwab.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/98cf541e-1f60-47b7-994b-2a146058fa43/Securitize_Logo.jpg</image:loc>
      <image:title>Clients - Make it stand out</image:title>
      <image:caption>Formerly Theorem Fund Services</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1524156405528-C98N4MFLQ3XJWBPAHYSV/Elevate+White.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1524156319077-YXASCUB9WZ22W64M04X5/Elevate+White.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1540822077461-SXBZP67I4WA70YYXLTCU/NDT_4c_rgb.jpg</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1553790359380-3WSLP99L37GXUPT4P2TK/Schwab.png</image:loc>
      <image:title>Clients</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/98cf541e-1f60-47b7-994b-2a146058fa43/Securitize_Logo.jpg</image:loc>
      <image:title>Clients - Make it stand out</image:title>
      <image:caption>Formerly Theorem Fund Services</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/secure-upload</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-12-13</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/olivia-boomhower</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9405d2c4-20ed-4242-a057-f773526853e8/Olivia+202510v1.1.png</image:loc>
      <image:title>Olivia Boomhower</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9405d2c4-20ed-4242-a057-f773526853e8/Olivia+202510v1.1.png</image:loc>
      <image:title>Olivia Boomhower</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/shane-fleury</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c851acda-8ad4-4163-a7b0-7f947ab27240/Shane+202510v3bluesky.png</image:loc>
      <image:title>Shane Fleury</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c851acda-8ad4-4163-a7b0-7f947ab27240/Shane+202510v3bluesky.png</image:loc>
      <image:title>Shane Fleury</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/ken-armstrong</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c63aba75-dc1d-43e2-9105-bb81e8b39506/Ken+202510.2.png</image:loc>
      <image:title>Ken Armstrong</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/kyle-lottman</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/66dc5de6-ee9a-4e55-9c9f-a0b2be809665/Kyle+202510.png</image:loc>
      <image:title>Kyle Lottman</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/disclosures</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1616537853465-3BQTWXQF0KS9XOX5N1C5/Success-final.png</image:loc>
      <image:title>Disclosures</image:title>
      <image:caption>“We tell you what we would want to know if our roles were reversed”. That is what you find on the home page of our website, and we live by it. As an Independent Registered Investment Advisor, our loyalty is to our clients and no one else. There is no financial behemoth with all its self-serving practices telling us what to tell you, and not tell you. We believe in telling the truth, professional excellence, and radical transparency. We therefore encourage you to follow the links below to learn more about us and what we do for our clients.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1d5d4508-2881-492d-8e55-08bda228a0b6/KEN+BD.jpg</image:loc>
      <image:title>Disclosures - Ken Armstrong RICP®, ChFC®, CLU®, CASL®, CLTC</image:title>
      <image:caption>CRD #3169018</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1760988537188-07ZJGUISBGGQ4W6PTETV/Shane+202510v3bluesky.png</image:loc>
      <image:title>Disclosures - Shane Fleury CFA®</image:title>
      <image:caption>CRD #4837994</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/78adfad1-e3ad-4c3a-af37-f705205892c6/KYLE+BD.jpg</image:loc>
      <image:title>Disclosures - Kyle Lottman CFA®, CPA®</image:title>
      <image:caption>CRD #6168323</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1616537853465-3BQTWXQF0KS9XOX5N1C5/Success-final.png</image:loc>
      <image:title>Disclosures</image:title>
      <image:caption>“We tell you what we would want to know if our roles were reversed”. That is what you find on the home page of our website, and we live by it. As an Independent Registered Investment Advisor, our loyalty is to our clients and no one else. There is no financial behemoth with all its self-serving practices telling us what to tell you, and not tell you. We believe in telling the truth, professional excellence, and radical transparency. We therefore encourage you to follow the links below to learn more about us and what we do for our clients.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1d5d4508-2881-492d-8e55-08bda228a0b6/KEN+BD.jpg</image:loc>
      <image:title>Disclosures - Ken Armstrong RICP®, ChFC®, CLU®, CASL®, CLTC</image:title>
      <image:caption>CRD #3169018</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1760988537188-07ZJGUISBGGQ4W6PTETV/Shane+202510v3bluesky.png</image:loc>
      <image:title>Disclosures - Shane Fleury CFA®</image:title>
      <image:caption>CRD #4837994</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/78adfad1-e3ad-4c3a-af37-f705205892c6/KYLE+BD.jpg</image:loc>
      <image:title>Disclosures - Kyle Lottman CFA®, CPA®</image:title>
      <image:caption>CRD #6168323</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/charles-schwab</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1621617454324-Z14ELIFP9A6TL1K10A15/4b6e0c28b4d28e0ae76886b704174680.jpeg</image:loc>
      <image:title>Charles Schwab - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1621617454324-Z14ELIFP9A6TL1K10A15/4b6e0c28b4d28e0ae76886b704174680.jpeg</image:loc>
      <image:title>Charles Schwab - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/new-direction-trust</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1621622646172-EJL4C3GFI42QGWVWUKUJ/NDT_4c_rgb.jpg</image:loc>
      <image:title>NDTCO - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1621622646172-EJL4C3GFI42QGWVWUKUJ/NDT_4c_rgb.jpg</image:loc>
      <image:title>NDTCO - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/funding</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646934572885-B2J5OIIF5GKMCTGSB73L/Charles_Schwab_Corporation_logo.svg.png</image:loc>
      <image:title>Funding Instructions</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1646934572885-B2J5OIIF5GKMCTGSB73L/Charles_Schwab_Corporation_logo.svg.png</image:loc>
      <image:title>Funding Instructions</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/market-chat</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/32c20c9c-1d16-494a-aa54-40fb3bd0c467/youtube+2.png</image:loc>
      <image:title>Elevate Market Chat - Make it stand out</image:title>
      <image:caption>YouTube</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/6b9fc174-6959-4984-9cb2-73f13a02418a/apple-podcast+2.png</image:loc>
      <image:title>Elevate Market Chat - Make it stand out</image:title>
      <image:caption>Apple</image:caption>
    </image:image>
    <image:image>
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      <image:title>Elevate Market Chat - Make it stand out</image:title>
      <image:caption>Spotify</image:caption>
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      <image:title>Elevate Market Chat - Make it stand out</image:title>
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      <image:title>Elevate Market Chat - Make it stand out</image:title>
      <image:caption>Apple</image:caption>
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      <image:title>Elevate Market Chat - Make it stand out</image:title>
      <image:caption>Spotify</image:caption>
    </image:image>
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  <url>
    <loc>https://www.elevatecapitaladvisors.com/tom-damon</loc>
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    <priority>0.75</priority>
    <lastmod>2025-10-24</lastmod>
    <image:image>
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      <image:title>Tom Damon</image:title>
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  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/our-team</loc>
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    <lastmod>2025-10-28</lastmod>
    <image:image>
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      <image:title>Our Team</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652132107715-N58XS14ET35AV6B81X5L/Elevate+Capital+Advisors+-+Black+Letters+JPG.jpg</image:loc>
      <image:title>Our Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c851acda-8ad4-4163-a7b0-7f947ab27240/Shane+202510v3bluesky.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Shane Fleury, CFA Chief Investment Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9405d2c4-20ed-4242-a057-f773526853e8/Olivia+202510v1.1.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Olivia Boomhower Operations Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c63aba75-dc1d-43e2-9105-bb81e8b39506/Ken+202510.2.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Ken Armstrong, CFP®, RICP®, ChFC®, CLU®, CASL®, CLTC Chief Executive Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1652132107715-N58XS14ET35AV6B81X5L/Elevate+Capital+Advisors+-+Black+Letters+JPG.jpg</image:loc>
      <image:title>Our Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c851acda-8ad4-4163-a7b0-7f947ab27240/Shane+202510v3bluesky.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Shane Fleury, CFA Chief Investment Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/66dc5de6-ee9a-4e55-9c9f-a0b2be809665/Kyle+202510.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Kyle Lottman, CFA, CMT, CPA Investment Adviser</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9405d2c4-20ed-4242-a057-f773526853e8/Olivia+202510v1.1.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Olivia Boomhower Operations Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1c49f0cf-fcb7-422a-bca0-64bf786dc170/Tom+202510+natural.png</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Tom Damon Investment Operations Specialist</image:caption>
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  <url>
    <loc>https://www.elevatecapitaladvisors.com/elevate-capital-strategy</loc>
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    <lastmod>2025-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ea569f95-655f-48d9-9f52-51a2f5824689/Full+Market+Cycle.PNG</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699453149485-QAB21V9RUVP8VYSIQE1Q/image-asset.jpeg</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Image Credit: Option Alpha</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3a826b4c-5fb2-4a92-83ba-cbc87ac1c765/Symetrical+Triangle+Breakout.png</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Image Credit: Option Alpha</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ea569f95-655f-48d9-9f52-51a2f5824689/Full+Market+Cycle.PNG</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699453149485-QAB21V9RUVP8VYSIQE1Q/image-asset.jpeg</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7a7da6b4-92b9-4578-a662-9e93bd9f4315/Rounding+Bottom.png</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Image Credit: Option Alpha</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/3a826b4c-5fb2-4a92-83ba-cbc87ac1c765/Symetrical+Triangle+Breakout.png</image:loc>
      <image:title>The Elevate Capital Strategy - Make it stand out</image:title>
      <image:caption>Image Credit: Option Alpha</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/elevate-capital-low-volatility-strategy</loc>
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    <priority>0.75</priority>
    <lastmod>2025-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/ea569f95-655f-48d9-9f52-51a2f5824689/Full+Market+Cycle.PNG</image:loc>
      <image:title>The Elevate Capital Low-Volatility Strategy - Make it stand out</image:title>
      <image:caption>Click Image to Enlarge</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699453149485-QAB21V9RUVP8VYSIQE1Q/image-asset.jpeg</image:loc>
      <image:title>The Elevate Capital Low-Volatility Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/7a7da6b4-92b9-4578-a662-9e93bd9f4315/Rounding+Bottom.png</image:loc>
      <image:title>The Elevate Capital Low-Volatility Strategy - Make it stand out</image:title>
      <image:caption>Image Credit: Option Alpha</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/elevate-us-treasury-strategy</loc>
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    <priority>0.75</priority>
    <lastmod>2023-11-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/de91f916-34ef-4e74-a0e4-e6509aaa9b2a/US+Treasury+Snapshot+Example.PNG</image:loc>
      <image:title>The Elevate US Treasury Strategy - Make it stand out</image:title>
      <image:caption>Example Portfolio as of 10/16/2023 - Click to Enlarge</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/de91f916-34ef-4e74-a0e4-e6509aaa9b2a/US+Treasury+Snapshot+Example.PNG</image:loc>
      <image:title>The Elevate US Treasury Strategy - Make it stand out</image:title>
      <image:caption>Example Portfolio as of 10/16/2023 - Click to Enlarge</image:caption>
    </image:image>
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  <url>
    <loc>https://www.elevatecapitaladvisors.com/the-elevate-momentum-strategy</loc>
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    <priority>0.75</priority>
    <lastmod>2023-11-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699455978224-0YRCY5FWFKDN1KDUNXBQ/Full+Market+Cycle.PNG</image:loc>
      <image:title>The Elevate Momentum Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b8c78582-228a-446a-9f87-2d12ff7d0d80/Elevate+Momentum+Example.PNG</image:loc>
      <image:title>The Elevate Momentum Strategy - Make it stand out</image:title>
      <image:caption>Hypothetical Example of Gold System signals over time. Not indicative of any past or future performance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699455978224-0YRCY5FWFKDN1KDUNXBQ/Full+Market+Cycle.PNG</image:loc>
      <image:title>The Elevate Momentum Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/b8c78582-228a-446a-9f87-2d12ff7d0d80/Elevate+Momentum+Example.PNG</image:loc>
      <image:title>The Elevate Momentum Strategy - Make it stand out</image:title>
      <image:caption>Hypothetical Example of Gold System signals over time. Not indicative of any past or future performance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/the-elevate-passive-capital-strategy</loc>
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    <priority>0.75</priority>
    <lastmod>2023-11-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/86c085aa-244d-4d86-b670-62184a37ddbe/Passive+Strategy+Allocations+Example.PNG</image:loc>
      <image:title>The Elevate Passive Capital Strategy - Make it stand out</image:title>
      <image:caption>Passive Strategy Allocation Examples. Click to Enlarge.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/440d4673-d51a-448c-9469-69ff531f363e/MPT+Efficient+Frontier+Illustration.PNG</image:loc>
      <image:title>The Elevate Passive Capital Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/86c085aa-244d-4d86-b670-62184a37ddbe/Passive+Strategy+Allocations+Example.PNG</image:loc>
      <image:title>The Elevate Passive Capital Strategy - Make it stand out</image:title>
      <image:caption>Passive Strategy Allocation Examples. Click to Enlarge.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/440d4673-d51a-448c-9469-69ff531f363e/MPT+Efficient+Frontier+Illustration.PNG</image:loc>
      <image:title>The Elevate Passive Capital Strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/readinglist/rich-man-poor-man</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0cb9b43d-a916-4fe8-bf1a-f009f965c714/richardrussell.jpg</image:loc>
      <image:title>Rich Man, Poor Man - Make it stand out</image:title>
      <image:caption>Richard Russell Image Credit: MarketWatch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/20f416a7-8836-4081-bdbc-fda4c30f4e79/RR+compound.PNG</image:loc>
      <image:title>Rich Man, Poor Man - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/0cb9b43d-a916-4fe8-bf1a-f009f965c714/richardrussell.jpg</image:loc>
      <image:title>Rich Man, Poor Man - Make it stand out</image:title>
      <image:caption>Richard Russell Image Credit: MarketWatch</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/20f416a7-8836-4081-bdbc-fda4c30f4e79/RR+compound.PNG</image:loc>
      <image:title>Rich Man, Poor Man - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/readinglist/the-station</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699626415841-WZCLN2LZZ3T0URF7F16S/image-asset.jpeg</image:loc>
      <image:title>The Station - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699626653097-N7HK1AVHXJRJRIX2T2HR/image-asset.jpeg</image:loc>
      <image:title>The Station - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699626415841-WZCLN2LZZ3T0URF7F16S/image-asset.jpeg</image:loc>
      <image:title>The Station - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/1699626653097-N7HK1AVHXJRJRIX2T2HR/image-asset.jpeg</image:loc>
      <image:title>The Station - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/resources/useful-links</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-14</lastmod>
  </url>
  <url>
    <loc>https://www.elevatecapitaladvisors.com/resources/key-concepts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/da3c4f38-2c0d-457e-9018-e5ec5c30771e/Spending+and+Saving.PNG</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Spending and Saving</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/451672b9-c2d1-4b67-9b01-192aa0b44798/Elevate+Planning+Process+2023.PNG</image:loc>
      <image:title>Key Concepts - Make it stand out</image:title>
      <image:caption>Planning Process</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/c8894065-13c9-47d7-9fa4-034fcab90768/Elevate+Income+Plan+2023+3.PNG</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Elevate Income Plan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/72c3a6c5-fa16-4836-9ba9-594d4288adf7/Sequence+of+Returns.png</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Sequence of Returns</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/00272224-7b4f-4e72-b87f-a4b664bdf5c5/getting+back+to+even.PNG</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Getting Back to Even</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/f191da29-d7cf-4163-9bfe-062d0404a06e/Compounding.PNG</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Compounding</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/58c554fc1b10e3fe89eb4a8c/9c4499d8-c719-46e2-a2aa-4f3723f54610/doubling+1+dollar.PNG</image:loc>
      <image:title>Key Concepts</image:title>
      <image:caption>Doubling $1</image:caption>
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